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Diem was a project and association that designed a blockchain-based payment system and associated stablecoin (Diem Coins). The initiative aimed to make low-cost, fast payments accessible via entry-level smartphones by combining an open-source protocol, a reserve-backed stablecoin and developer tooling. Key technical components included the Diem Blockchain, a Move programming language for smart contracts, and a reserve model intended to back Diem Coins with cash-like assets and short-term government securities. The association emphasized compliance, consumer protection and controls to prevent anonymous or illicit transactions. After dialog with regulators, the Diem Group sold its intellectual property and related assets for operating the Diem Payment Network to Silvergate Capital Corporation; the association indicated it would begin winding down operations following the sale. Diem also published design documents on governance, economics of the reserve, and its prototype implementation to support developer and regulatory review.
What this business offers
Diem payment system designDiem Coins (reserve-backed stablecoin design)Diem Blockchain (open-source protocol)Move programming languageReserve economics documentationCompliance and consumer protection frameworksOpen-source prototype implementation
Topics associated with this business
stablecoin designblockchain paymentsfinancial inclusionpayment system scalabilitydeveloper tools (Move)reserve and economicscompliance and anti-money-launderingopen-source governance
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